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Analysis Features & Benefits

For businesses who want to earn credit for their balances. An earnings credit can be earned an applied to offset fees. 

Offset Account Fees

An earnings credit is applied to reduce or offset a monthly account maintenance fee and certain transaction fees

Cash Management

Addition to online banking. Designed to work as part of a suite of Hometown tools to best serve your business.

A negative balance service fee of 9% may be assessed against your account for drawing against funds that are not considered collected in accordance with the bank’s check collection schedule. A copy is available on request. An earnings credit allowance will be calculated in the amount of a .05% credit on an average collected balance after deducting a 10% reserve requirement. The earnings credit will be applied against the service fee per statement cycle.

*Rates are subject to change.

Make sure to add Cash Management or Online Banking to your account for your convenience.
Hometown National Bank Logo

From time to time, we provide links to other websites for the use of our visitors. These sites have been compiled from both internal and external sources. By clicking on the “Click Here” button below, you will be leaving our website. Although we have reviewed the websites prior to creating the link, we are not responsible for the content of the sites. Information on linked website pages may become dated or change without notice, and we do not represent or warrant the information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information. Please note: The privacy policy of Hometown National Bank does not apply to the web site you are visiting. We recommend you review that web site’s privacy policy.

This page link is provided solely for you convenience. We are NOT responsible for the accuracy and completeness of information, typographical errors or errors for omission. We do not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold us, our employees, agents, successors, and/or assignees harmless from any liability as a result of your using this information, materials, products, or services listed at these website links.

“CLICK HERE” to proceed

Hometown National Bank Logo

From time to time, we provide links to other websites for the use of our visitors. These sites have been compiled from both internal and external sources. By clicking on the “Click Here” button below, you will be leaving our website. Although we have reviewed the websites prior to creating the link, we are not responsible for the content of the sites. Information on linked website pages may become dated or change without notice, and we do not represent or warrant the information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information. Please note: The privacy policy of Hometown National Bank does not apply to the web site you are visiting. We recommend you review that web site’s privacy policy.

This page link is provided solely for you convenience. We are NOT responsible for the accuracy and completeness of information, typographical errors or errors for omission. We do not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold us, our employees, agents, successors, and/or assignees harmless from any liability as a result of your using this information, materials, products, or services listed at these website links.

“CLICK HERE” to proceed

Hometown National Bank Logo

From time to time, we provide links to other websites for the use of our visitors. These sites have been compiled from both internal and external sources. By clicking on the “Click Here” button below, you will be leaving our website. Although we have reviewed the websites prior to creating the link, we are not responsible for the content of the sites. Information on linked website pages may become dated or change without notice, and we do not represent or warrant the information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information. Please note: The privacy policy of Hometown National Bank does not apply to the web site you are visiting. We recommend you review that web site’s privacy policy.

This page link is provided solely for you convenience. We are NOT responsible for the accuracy and completeness of information, typographical errors or errors for omission. We do not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold us, our employees, agents, successors, and/or assignees harmless from any liability as a result of your using this information, materials, products, or services listed at these website links.

“CLICK HERE” to proceed

Hometown National Bank Logo

From time to time, we provide links to other websites for the use of our visitors. These sites have been compiled from both internal and external sources. By clicking on the “Click Here” button below, you will be leaving our website. Although we have reviewed the websites prior to creating the link, we are not responsible for the content of the sites. Information on linked website pages may become dated or change without notice, and we do not represent or warrant the information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information. Please note: The privacy policy of Hometown National Bank does not apply to the web site you are visiting. We recommend you review that web site’s privacy policy.

This page link is provided solely for you convenience. We are NOT responsible for the accuracy and completeness of information, typographical errors or errors for omission. We do not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold us, our employees, agents, successors, and/or assignees harmless from any liability as a result of your using this information, materials, products, or services listed at these website links.

“CLICK HERE” to proceed

Hometown National Bank Logo

From time to time, we provide links to other websites for the use of our visitors. These sites have been compiled from both internal and external sources. By clicking on the “Click Here” button below, you will be leaving our website. Although we have reviewed the websites prior to creating the link, we are not responsible for the content of the sites. Information on linked website pages may become dated or change without notice, and we do not represent or warrant the information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information. Please note: The privacy policy of Hometown National Bank does not apply to the web site you are visiting. We recommend you review that web site’s privacy policy.

This page link is provided solely for you convenience. We are NOT responsible for the accuracy and completeness of information, typographical errors or errors for omission. We do not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold us, our employees, agents, successors, and/or assignees harmless from any liability as a result of your using this information, materials, products, or services listed at these website links.

“CLICK HERE” to proceed

Hometown National Bank Logo

From time to time, we provide links to other websites for the use of our visitors. These sites have been compiled from both internal and external sources. By clicking on the “Click Here” button below, you will be leaving our website. Although we have reviewed the websites prior to creating the link, we are not responsible for the content of the sites. Information on linked website pages may become dated or change without notice, and we do not represent or warrant the information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information. Please note: The privacy policy of Hometown National Bank does not apply to the web site you are visiting. We recommend you review that web site’s privacy policy.

This page link is provided solely for you convenience. We are NOT responsible for the accuracy and completeness of information, typographical errors or errors for omission. We do not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold us, our employees, agents, successors, and/or assignees harmless from any liability as a result of your using this information, materials, products, or services listed at these website links.

“CLICK HERE” to proceed

Hometown National Bank Logo

From time to time, we provide links to other websites for the use of our visitors. These sites have been compiled from both internal and external sources. By clicking on the “Click Here” button below, you will be leaving our website. Although we have reviewed the websites prior to creating the link, we are not responsible for the content of the sites. Information on linked website pages may become dated or change without notice, and we do not represent or warrant the information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information. Please note: The privacy policy of Hometown National Bank does not apply to the web site you are visiting. We recommend you review that web site’s privacy policy.

This page link is provided solely for you convenience. We are NOT responsible for the accuracy and completeness of information, typographical errors or errors for omission. We do not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold us, our employees, agents, successors, and/or assignees harmless from any liability as a result of your using this information, materials, products, or services listed at these website links.

“CLICK HERE” to proceed

Hometown National Bank Logo

From time to time, we provide links to other websites for the use of our visitors. These sites have been compiled from both internal and external sources. By clicking on the “Click Here” button below, you will be leaving our website. Although we have reviewed the websites prior to creating the link, we are not responsible for the content of the sites. Information on linked website pages may become dated or change without notice, and we do not represent or warrant the information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information. Please note: The privacy policy of Hometown National Bank does not apply to the web site you are visiting. We recommend you review that web site’s privacy policy.

This page link is provided solely for you convenience. We are NOT responsible for the accuracy and completeness of information, typographical errors or errors for omission. We do not assume any liability as a result of the use or misuse of the information. By your use of this information, you recognize and agree to hold us, our employees, agents, successors, and/or assignees harmless from any liability as a result of your using this information, materials, products, or services listed at these website links.

“CLICK HERE” to proceed